Personal Card
Platinum (Morgan Stanley)
Annual Fee
$895
Base Cashback
1%
Network
—
Currency
AMERICAN_EXPRESS
🔥 Active Sign-up Bonus Offers
Welcome Offer
80k AMERICAN_EXPRESS
Requirement
Spend $8000 in 180 days
Offer details: Requires a relationship with Morgan Stanley.
📊 Historical Offer Timeline
Bonus & Spending Requirement History
Interactive timeline of welcome bonus values and required spend targets.
Welcome Bonus
Spend Target
| Sign-Up Bonus Value | Expiration Date | Spend Target | Days Allowed |
|---|---|---|---|
| 125k AMERICAN_EXPRESS | 2025-11-12 | $8000 | 180 days |
🎁 Credits & Benefits
⭐
PreCheck Credit
Estimated Value: $100
Redemption rate: 40.0%
⭐
Lounge Access
Estimated Value: $850
Redemption rate: 25.0%
⭐
Hotel Credit (2x/yr $300)
Estimated Value: $600
Redemption rate: 90.0%
⭐
Misc. Hotel Perks
Estimated Value: $250
Redemption rate: 40.0%
⭐
Marriott/Hilton Gold Status
Estimated Value: $200
Redemption rate: 50.0%
⭐
Avis/Hertz/National Gold Status
Estimated Value: $100
Redemption rate: 50.0%
⭐
$15/mo Uber Cash
Estimated Value: $200
Redemption rate: 50.0%
⭐
Uber One Membership
Estimated Value: $120
Redemption rate: 50.0%
⭐
Airline Fee Credit
Estimated Value: $200
Redemption rate: 25.0%
⭐
Resy Credit ($100/qtr)
Estimated Value: $400
Redemption rate: 80.0%
⭐
Digital Entertainment Credit ($25/mo)
Estimated Value: $300
Redemption rate: 25.0%
⭐
Lululemon Credit
Estimated Value: $300
Redemption rate: 20.0%
⭐
Walmart+ Credit
Estimated Value: $155
Redemption rate: 30.0%
⭐
Saks Credit
Estimated Value: $100
Redemption rate: 20.0%
⭐
Oura Ring Credit
Estimated Value: $200
Redemption rate: 20.0%
⭐
Equinox Credit
Estimated Value: $300
Redemption rate: 20.0%