Personal Card
AmEx Platinum Card for Morgan Stanley
Annual Fee
$895
Base Cashback
—
Network
—
Currency
USD
🔥 Active Sign-up Bonus Offers
Welcome Offer
150k Points
Requirement
Spend $12000 in 90 days
Offer details: 150k offer: Earn 150,000 Membership Rewards (MR) points after spending $12,000 in first 6 months.This is the best ever offer on this card.
📊 Historical Offer Timeline
Bonus & Spending Requirement History
Interactive timeline of welcome bonus values and required spend targets.
Welcome Bonus
Spend Target
| Sign-Up Bonus Value | Expiration Date | Spend Target | Days Allowed |
|---|---|---|---|
| 80k Points | Active/Recent | $8000 | 180 days |
🎁 Credits & Benefits
⭐
Complimentary access to the following airport lounges:Priority Pass Select (PPS), you need toenrollit by yourself, and then a Priority Pass Select card will be mailed to you, free for up to 2 companions, note that AmEx issued PPS cards no longer give restaurant credit (they can only be used in PPS airport lounges);Centurion Lounges. Guest access costs $50 per person. Complimentary guest access for up to two guests per visit after spending $75,000 USD between January 1, 2022 and December 31, 2022 and in each calendar year thereafter.The International American Express Lounges, companion policies vary by location, but at least 1 companion for free;Escape Lounges, free for up to 2 companions;Delta Sky Clubs, you need a Delta boarding pass on the same day, $29 per companion. [2023.9 Update] Effective 2/1/25, card members of this card will receive 6 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.Plaza Premium Lounges, free for up to 2 companions;Airspace Lounges, free for up to 2 companions.
Estimated Value: $50
Redemption rate: 100.0%
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$800 Cell phone protection: get up to $800 per claim and 2 claims per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Deductible $50.
Estimated Value: $800
Redemption rate: 100.0%
⭐
With this credit card, you can get access toAmex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon.com.
Estimated Value: $15
Redemption rate: 100.0%
⭐
[$200 airline fee credit] Get up to $200 credit for airline incidental charges such as checked bags percalendar year. Airline ticket itself is not eligible. Because this benefit resets according to calendar year instead of when you opened the card, you can actually get airline fee creditTWICEbefore the second annual fee posts! Note that this benefit is not automatically enrolled, you need to enroll and specify an airline by clickinghere.
Estimated Value: $200
Redemption rate: 100.0%
⭐
[New][$600 FHR/THC Hotel Credit] Get $300 credit semi-annually (total $600 per year) at Fine Hotels & Resorts (FHR) or The Hotel Collection (THC), prepaid rate required. Stay rules: FHR = 1 night, THC = 2 nights minimum. Note that most FHR hotels are pricey.
Estimated Value: $600
Redemption rate: 100.0%
⭐
[New][$400ResyCredit] Get up to $100 in statement credits each quarter ($400 in total in a year) when you use this card to make eligible purchases with Resy. Resy mainly features higher-end restaurants. Enrollment required.
Estimated Value: $400
Redemption rate: 100.0%
⭐
[$200 Uber credit] Get $15 Uber credit per month except Dec, and $35 in December. That’s $200 per year. The unused credits will expire every month.
Estimated Value: $200
Redemption rate: 100.0%
⭐
[New][$120 Uber One Credit] Get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with this card.
Estimated Value: $120
Redemption rate: 100.0%
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[New][$300 Digital Entertainment credit]. Get up to $25 per month, only works at: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Among these, YouTube Premium may be useful to most people. Enrollment required.
Estimated Value: $300
Redemption rate: 100.0%
⭐
[New]$300LululemonCredit: Receive up to $75 in statement credits each quarter ($300 total in a year) when you use this card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required
Estimated Value: $300
Redemption rate: 100.0%
⭐
[$100 Saks credit] Get up to $50 in statement credits on Saks Fifth Avenue from January through June, and up to $50 from July through December. Both online and in store will work. No minimum purchase required.Enrollmentrequired.[Update] New card members from Mar 26, 2026 no longer get this benefit. This benefit will also be removed for existing card members from Jul 1, 2026.
Estimated Value: $100
Redemption rate: 100.0%
⭐
[ComplimentaryWalmart+membership] Pay your Walmart+ membership with your AmEx Platinum card, and you will get full credit back ($12.95/month).
Estimated Value: $12
Redemption rate: 100.0%
⭐
[$120 Global Entry credit] Get $120 credit for Global Entry or $85 credit for TSA Precheck application fee.
Estimated Value: $120
Redemption rate: 100.0%
⭐
[$209Clearcredit]. It’s the same amount as the Clear annual membership fee. It’s useful if you fly a lot.
Estimated Value: $209
Redemption rate: 100.0%
⭐
[New][$200Oura RingCredit] Receive up to $200 in statement credits when you use this card to purchase an Oura Ring at Ouraring.com each calendar year. Oura Ring is a smart ring. Enrollment required.
Estimated Value: $200
Redemption rate: 100.0%
⭐
[$300Equinoxcredit]. Get up to $300 per year on Equinox membership fees. The value is essentially 0. Enrollment required.
Estimated Value: $300
Redemption rate: 100.0%